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Small loan company had become the growth of small and micro enterprises "blood machine"

micro-credit is a new way of financial innovation, it serves mainly small and micro enterprises and individual industrial and commercial households, make up for the deficiency of radiation of bank credit. In recent years, attaches great importance to the development of micro-credit company, Changchun, and their number is constantly increasing, and this newly emerging financial institutions has become our province a major force of microfinance to alleviate "micro-enterprises" financing plays an important role in promoting local economic development. For financing needs of enterprises to understand developments in the microfinance industry, our correspondent in Changchun Cui Hongxiang, Deputy Director of the Office of financial services conducted an interview with.
new culture newspaper: for enterprises, in addition to get a development or emergency money is important, but can obtain financing at a reasonable rate is also very important, small loan companies have become an important complement to formal financial and service economy, the main financial force. So, could you please introduce the current situation of the development of micro-credit industry, Changchun City.

Cui Hongxiang: this year Changchun financial do put highlight development private economic as advance work of breakthrough, efforts cracked small micro-enterprise financing problem, in speed up small loan company development Shang, Liberation thought, simplified program, speed up rhythm, Changchun small loan company of scale and number are has has larger development, the company efforts play itself advantage, specification run, for ease Changchun small micro-enterprise financing difficult problem made has contribution. At the end of September 2014, region-wide approved microfinance company opened 165, 6.699 billion yuan of registered capital, of which approved opening a microfinance company in Changchun City, 133 (including shuangyang District 9), 6.059 billion yuan of registered capital. At the end of September 2014, cumulative lending microfinance company in Changchun City 3602, cumulative lending 4.486 billion yuan. Compared with growth of 10.15% and 2.17%, respectively. Changchun loans 4.589 billion yuan, an increase of 26.71%.

New: micro-credit company called micro-enterprises and individual industrial and commercial household finance "second channel", "blood type" samples of micro-credit for poverty alleviation are happening almost daily, so, as of now, small loan company in Changchun City what efforts have been made for these two groups?

Cui Hongxiang: small loans the company services customers are mainly small and micro enterprises and individual industrial and commercial households, and by the end of September 2014, Changchun 496 microfinance companies cumulative support for small and micro enterprises, an increase of 31.91%. Changchun City, granted small business loans of 850 million Yuan, an increase of 5.46%. Small business loans in Changchun City 623 million Yuan, an increase of 20.34%. At the end of September 2014, Changchun microfinance companies granted individual industrial and commercial households and individuals operating loan 3106, rose 7.33%. Loans of 3.636 billion yuan, an increase of 1.43%. Loan balance 3.966 billion yuan, an increase of 27.77%.

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